Yeah....so....money

I happened to switch from cascade central credit union to wells fargo this past couple of weeks agon and forgot to switch my auto-pay to pay for my auto. [state Farm] so i had to rush over there the other day and now i look online to find out that i'm over drawn but as "luck" would have it...i=my visa card is charged the overdrawn amount. so. now i have my first visa bill which i am going to try to pay tomorrow as to get out of "debt" and build a little credit. so now i'm starting to use my transaction book now. and it is HARD to stop everything and write...stuff...down.......heh heh heh. ok so i'm lazy at trying to keep track of my money but I'm trying to get better at it. so now i just hafta keep up with it. on a side note. i've got almost a whole semester saved up for college. it's really hard to find scholarships that I can use. most are for high school seniors ONLY. or "you must go to a college in Pensawheela county to get this scholarship. also. i cannot get ANY federal aid because od some act with something having to do with seperation of church and state. whatever. the point is that i'm saving but i really need to get my spending and my saving in shape. ok i'm done. gotta go write in my little black book now cya